At Strategically Balanced Investments & Insurance we want you to be as confident and secure in your financial decisions as possible. With our fee-only financial planning services, our team of financial professionals can offer you financial advice with a documented, adjustable, and understandable financial plan without obligation. We’re committed to assisting you make the best financial choices, whether you’re looking for someone to check your financial blind spots or help you begin investing for your future.
Who Can Benefit from Our Distinct Approach to Financial Planning?
A financial plan can help you get organized, understand your resources, and identify a clear path forward, with a full understanding of your current and potential financial goals. The process of developing a financial plan is particularly valuable for individuals and families experiencing a life event like:
Our Process
When partnering with one of our financial advisors, we listen to understand your unique relationship with money, the decision makers involved, and what success looks like to you personally. After all, different people have different goals for their money. We follow a disciplined process and we put in the time to do it right. From financial history to current resources, limitations, and potential hurdles, together we’ll find the most appropriate path for you. Our goal is to help you feel educated and empowered about your money, so you feel confident making specific, identifiable decisions.
What's Included:
- At least four meetings with a financial advisor
- Document review and in-depth data gathering
- A facilitated discussion to set priorities
- Personalized financial statements including net worth and cash flow
- An action plan with specific recommendations
Step 1: Initial Consultation – Getting to know you
Introduction
Identify needs, wants and dreams
Establish how we work together
Step 2: Documents and Discovery
Access to client portal
Document review
In-depth gathering of data
Step 3: Identify Goals
Align individual and family goals
Set priorities
Conduct needs analysis
Step 4: Financial Plan
Create personalized net worth and cash flow statement
Deliver action plan
Provide education as needed
Additional Features:
- Risk tolerance analysis
- Stress test investment portfolio
- Interactive scenario modeling to balance today’s spending with your future dreams
- Implementation assistance can also be provided, if desired
Areas of Focus May Include:
- Retirement Planning
- Cash Flow/Budget Planning
- Tax Planning
- Education Planning
- Risk Management Planning
- Investment Planning/Asset Allocation
- Business Planning
- Estate Planning
Financial Planning Fees
Your personal financial plan pricing will vary depending on complexity and will be determined during your complimentary initial consultation. We offer flexible payment terms to support your short- and long-term needs.